Four pillars of workplace injury law.
Most injured workers navigate more than one body of law at once. A single shoulder injury on a construction site can involve a workers compensation claim, a third-party suit against the scaffold company, an OSHA complaint against the general contractor, and eventually a permanent partial disability rating. Each pillar below covers one piece of that puzzle, with plain-English explanations and state-by-state notes where they matter.
Start with the area that matches your situation, or read through all four to understand how they interact. Every guide links to relevant statutes, regulations, and recent appellate decisions that shape how the rules are actually applied in practice.
Workers Compensation
The state-administered insurance system covering medical care and wage replacement for on-the-job injuries. No-fault, exclusive remedy, and administered by a labor commission or industrial accident board in every U.S. state.
- Filing a claim
- Medical benefits
- Wage replacement
- Hearings & appeals
- Settlement
Personal Injury
Third-party civil lawsuits for workplace injuries caused by someone other than the employer — a subcontractor, equipment manufacturer, property owner, or motorist. Covers pain and suffering damages unavailable in workers comp.
- Third-party claims
- Construction accidents
- Slip & fall
- Product liability
- Auto-related workplace
OSHA Violations
Federal and state occupational safety regulations, reporting workplace hazards, whistleblower protections under Section 11(c), and the most-cited standards each fiscal year — fall protection, hazard communication, and scaffolding lead the list.
- Filing a complaint
- Whistleblower protection
- Top-cited standards
- Employer duties
- Inspection process
Permanent Disability
Impairment ratings using the AMA Guides, permanent partial and total disability awards, lifetime medical coverage, and the intersection of workers compensation with Social Security Disability Insurance.
- Impairment ratings
- Total disability
- Settlement structure
- SSDI offset
- Lifetime medical
Not sure where to start?
If you were injured at work in the last 30 days, start with Workers Compensation — that is the primary claim you need to file first. Other avenues build on top of that filing. If your injury is older, or if you’ve been denied benefits, the Complete Guide walks through the appeals process in detail.